The most important initial step is to arrive at a realistic assessment of the price range into which your first home is likely to fall. This will depend on a number of factors, including:

• How much are you able to fund from your own resources in terms of an initial deposit on the property
• How much money can you afford to borrow from a mortgage lender (and are you able to provide the proof of income which will be required to secure this sum)
• The type of property you are most interested in, i.e. new estate, well established older property, detached, semi, apartment etc.
• The location which will best suit your needs, particularly keeping in mind your place of work and the daily cost of commuting.

When you are satisfied that you have the answer to these questions (or know where to find them) then the search can begin.

Meller Braggins can help in reducing much of the stress experienced by first time buyers. Our Independent Financial Advisers use state-of-the-art technology to find the mortgage that exactly suits your needs and we will be able to recommend you to a solicitor or legal representative to act on your behalf.

Our knowledge of the north Cheshire and south Manchester area is second to none and here, too, this experience will be put to good use for your personal guidance.

For further information please go to the Contact Us section of this web-site or call in to any branch of Meller Braggins.